Process

Performance

As of July 28, 2026.

IRR vs. benchmark, hit rate and concentration on closed positions, and contribution to result by holding.

Return vs. Benchmark

IRR Since Inception

+29.4%

VOO Benchmark IRR

+18.1%

Excess vs. Benchmark

+11.3 pts

Raw return spread — not risk-adjusted

TWR (Time-Weighted)

Not yet tracked — requires periodic account valuations not available in source records. IRR (money-weighted) is shown instead; IRR and TWR can differ meaningfully under uneven contribution timing.

Money-weighted (IRR) since account inception, across both custodians. VOO benchmark uses identical contribution timing.

Reported returns include an employer/platform account match, which flatters IRR relative to the benchmark.

The benchmark figure is price-return only and excludes roughly 1.3%/yr of dividends, which understates it.

Returns are unrealized and marked at delayed prices. Track record is short (~3 years) and spans a strong market. Past performance does not indicate future results. For informational purposes only; not financial advice.

Closed-Position Hit Rate & Concentration

Hit Rate

72.4%

Across 29 closed or trimmed positions

Top Contributor

+60.7%

AMD — share of total realized result

Top 3 Combined

+84.2%

AMD, VOO, IREN — combined share of total realized result

Hit rate is the share of closed or trimmed positions with a positive realized result. Concentration figures are each name's share of the total realized result across all closed/trimmed positions, not a share of the account.

Contribution to Result by Position

TickerContribution
VOO+10.2 pts
NBIS+6.4 pts
GOOGL+2.6 pts
UNH+2.5 pts
NOW+1.0 pts
SMH+0.6 pts
CRWD+0.4 pts
MELI-0.3 pts
META-0.3 pts
RKLB-0.6 pts
ASTS-0.6 pts
FBTC-1.7 pts

Contribution = current portfolio weight × unrealized return, in percentage points. Reflects unrealized holdings only, not the realized-result concentration figures above.